No fees, no broker
Transformer Insurance Claims: Salvage, Repair or Replace
A working guide for Ohio sellers: what decides the number and how the unit leaves.
What we buy
What we buy here
Understanding Transformer Insurance Claims: Salvage, Repair or Replace changes the conversation from what a unit weighs to what a unit is. A seller who mentions the deadline in the first sentence gets a schedule rather than a queue. A site visit answers in twenty minutes what a week of messages cannot.
Do the cheap checks first, because they eliminate most of the expensive possibilities. Nothing about a transformer improves by waiting, and the oil in particular gets worse rather than better. A buck-boost unit is almost always misapplied rather than worn out, and the diagram inside the cover explains why.
Who we buy from
Six kinds of seller, one desk
- Recyclers
- Electrical contractors
- Equipment dealers
- End users
- Demo contractors
- Distributors
Fast offers
A nameplate photo is usually enough to price a unit the same day.
Dedicated logistics
We arrange the crane, the permits and the flatbed, not you.
No broker fees
You are dealing with the buyer, so nothing is shaved off the offer.
How it works
Six steps from your yard to the money
- 01
Take pictures
The nameplate, the cabinet interior and the tank in daylight. Three photographs are usually enough to place a unit in the right class and the right price band.
- 02
Send them to us
The form on this page, a text or an email all reach the same desk. Include the city, the access and any deadline the site is working to.
- 03
Review the offer
A buyer reads the photographs, asks one or two questions and sends a written offer with the assumptions stated, so nothing changes on the day.
- 04
We schedule freight
Crane, flatbed and permits are booked around your access. You get a date and a window, and we carry the cost of getting it right.
- 05
Testing on arrival
Winding resistance, megger and turns ratio, plus oil analysis where the unit is liquid filled. The results decide the final number, and you see them.
- 06
Get paid
Payment is released on the agreed terms once the unit is received and tested, by check or ACH. No retention, no sixty-day terms.
What we handle for you
The parts sellers dread, done for you
Rigging
Crane and forklift arranged around your access, not the other way round.
Oil containment
Bunds, absorbent and disposal handled before the unit moves.
Bill of sale
A clean title document for your records, signed on collection.
PCB paperwork
Pre-1979 units get the testing and the manifest they need.
Guide
The three outcomes
An adjuster will consider repair, replacement or salvage, and the decision usually turns on the cause of loss and the age of the unit. Repair is viable when the fault is contained and the lead time for a replacement is long. Salvage is the outcome when the repair cost approaches the value of the unit, and that is where a buyer enters the process.
A quick decision is a kindness when the unit is standing in the way of a project. A unit that is documented is easier to move than one that is not, in every sense of the word.
What the adjuster needs
A cause-of-loss statement, photographs, the oil test and the maintenance record are the four documents that decide a claim. A buyer's inspection notes can support a cause-of-loss statement, which is one reason to have the unit looked at early. The salvage value is a separate negotiation from the claim settlement, and confusing the two slows everything down.
A transformer is heavy, oily, regulated and awkward, and every part of the process reflects that. A desk that buys for its own account answers with a figure rather than a promise to find one.
Salvage in practice
The salvage buyer pays for the unit as it stands, and the insured retains the claim for the loss. The salvage release has to come from the insurer or the insured, depending on who owns the salvage rights. A unit sold as salvage is sold as equipment or as scrap, and the paperwork has to say which.
Timing
Checklist for transformer insurance claims: salvage, repair or replace
Questions about transformer insurance claims: salvage, repair or replace
Related guides
Get started
Get an offer in minutes
Five fields and a phone number is all we need to start. We reply the same business day, and a firm number follows the nameplate photo.
(614) 715-3047or send the form and we will call you.
Questions
What sellers ask before they call
Equipment types
Does transformer insurance claims: salvage, repair or replace change what a transformer is worth?
The salvage buyer pays for the unit as it stands, and the insured retains the claim for the loss. A unit sold as salvage is sold as equipment or as scrap, and the paperwork has to say which.
Service area
Where does a seller start with transformer insurance claims: salvage, repair or replace?
Repair is viable when the fault is contained and the lead time for a replacement is long. A plant engineer who knows the fault history is worth more than a file of invoices.
Payment
Is transformer insurance claims: salvage, repair or replace part of what a buyer checks on site?
Claims move slowly and pickups move quickly once the settlement is agreed, so the truck is booked after the release rather than before. A unit sitting in a claimed building is usually in the way, which makes the pickup welcome rather than awkward.
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